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VCards will no longer be sold in stores or online, however existing cards will still be available for use until the expiry date. VCards expire 9 months after activation.
Now you can shop on the internet and pay by Visa without using a credit card Register My VCARD

How It Works View Demo

VCARD is your Virtual Visa for the internet
A VCARD is a prepaid, disposable Visa number that you can use for shopping online, over the phone or by mail order anywhere Visa is accepted.

You make purchases with a VCARD just like you would with a standard credit card, by using your VCARD Visa number, expiry date and 3-digit CVV2 number (security code).

Getting a VCARD is easy and safe:
  • No credit check required
  • No bank account needed
  • No lengthy credit application form
  • No interest payments
  • All you need is an email address
You decide how much money you want loaded onto your VCARD when you purchase it.

You can then make as many purchases as you like up to the amount loaded onto your VCARD. You can purchase and own as many VCARDs as you like.

What does it cost?

You pay a one-off handling fee of $5.50 for each VCARD purchased. There are no monthly or annual fees and no interest payments.

A full list of fees and charges can be found in the VCARD Product Disclosure Statement.

Shopping online is easy, safe and cheap with a VCARD.

About UsProduct Disclosure StatementPrivacy PolicyTerms and ConditionsFinancial Services Guide
The VCARD product is issued by Heritage Building Society Limited ABN 32 087 652 024. AFS Licence No. 240984. Rêv Australia Pty Ltd ABN 91 117 378 953 is an authorised representative of the issuer. Please refer to Rêv Australia‚Äôs Financial Services Guide.

This website has been approved by the issuer but any advice in it does not take into account your financial needs, objectives or circumstances. It is important for you to consider these matters and read the Product Disclosure Statement before you decide to acquire the product.

To open the Financial Services Guide and Product Disclosure Statement you will need Adobe Reader, which you can download here.