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Terms and Conditions
The VCARD product is issued by Heritage Building Society Limited ABN 32 087 652 024. AFS Licence No. 240984. Rêv Australia Pty Ltd (‘Rêv’) ABN 91 117 378 953 is an authorised representative of the issuer. Please refer to Rêv’s Financial Services Guide.

This website has been approved by the issuer but any advice in it does not take into account your financial needs, objectives or circumstances. It is important for you to consider these matters and read the Product Disclosure Statement before you decide to acquire the product.

To open the Financial Services Guide and Product Disclosure Statement you will need Adobe Reader, which you can download here.








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